Airline & Military Benefits Guidance
Your money deserves every advantage it can get.
That means partnering with experts who have in-depth knowledge of the benefits you receive from your airline, union, or military—because these offerings play a critical role in your financial plan, both during your career and even after your final approach.
We can provide guidance on how best to optimize your health insurance, retirement plans, and other benefit options based on your specific needs and situation.
Health Benefits
You’ll typically be offered multiple options for health insurance, and there are often many questions that come with choosing which plan is right for you. You may be wondering: What is an HSA and should I use one? Will my spouse or family have coverage if something happened to me? Am I making the most cost-effective choice for my healthcare needs? Our team can help you understand the healthcare options available to you and which most benefits you, depending on you and your family’s circumstances.
If you are current or former military, we’ll also incorporate benefits such as TRICARE into the evaluation to create a clear picture of which plan offers which benefits, their limitations, and how they work together.
Retirement Plans
When it comes to retirement plans, your airline’s 401(k) plan is likely your primary avenue for saving for retirement. How much you should be saving to your 401(k) changes as your career and other financial needs evolve, but no matter where you are, it’s never too early to begin saving for the future.
As part of your financial plan, we will evaluate your current and future needs to help you plan for how your contributions should change over time to get you closer to reaching your goals. For those with military retirement benefits, your pension will also be considered in this plan. And when your income increases due to seat movement or a contract change, we will re-evaluate your contribution levels as well as other savings strategies such as individual retirement accounts or after-tax accounts.
The goal in all of this is to prepare you for a successful retirement with the resources you need to stop focusing on the numbers and enjoy the next chapter in your life.
Military Benefits
We understand that active and retired service members, as well as veterans, across all branches have unique financial needs. As an Allworth Airline Advisors client, you’ll have access to military-specific knowledge and resources, including assistance with questions around:
- TSP
- TRICARE
- Adjusting to post-military life
- How your military benefits fit in your overall financial plan
- And more
Please reach out to our team if there is anything we can help you with as a member of the military community.
Our Integrated Services
At Allworth Airline Advisors, you have unparalleled access to a team of in-house financial experts—giving your wealth the advantage every airline employee needs.
