Frequently Asked Questions
About Allworth
Is Allworth a fiduciary advisory firm?
Yes, we are a fiduciary and registered with the U.S. Securities and Exchange Commission. This means Allworth is legally and ethically obligated to always act in your best interest. And as a client, you can trust your advisor and their support team will be committed to doing what’s right by you – not what’s best for us.
What makes Allworth unique?
Allworth was founded as a clear alternative to the self-motivated, sales-focused advisory model that continues to dominate the industry to this day. Our uniqueness stems from the simple belief that you and your money deserve better. How do we do it?
- Powered by a client-first approach from fully dedicated, distraction free advisors and support teams, the advice you receive is well-informed, customized to your financial needs, and always aligned with your best interests.
- By employing financial experts specializing in investments, tax, insurance, estate, and more, you have access to all-in-one wealth management that connects all the dots of your financial life.
Because when financial guidance is uncompromised by self-interest or distractions – and our success is dependent on your success – you get more than just advice. You get a financial ally for life.
How does Allworth get paid?
We are a fee-based RIA (Registered Investment Advisor), which means we have one easy to understand, transparent fee that is a percentage of the investable assets we manage for our clients. That way you know what you’re paying for and what you’re not.
With Allworth, there are no unexpected or hidden charges, we have no quotas, and Allworth pays no commissions, giving you confidence that your advisor’s prime motivation is to serve you – not sell you.
Would you provide references or testimonials from clients?
Yes, we would be happy to refer you to clients as references once you have met with your Allworth advisor.
Today, we proudly boast a 97% retention rate. Additionally, we are honored to have been recognized in the National Business Research Institute’s Circle of Excellence four times, making Allworth one of the most highly regarded brands in the financial sector.
Getting Started with Allworth
What types of meetings are available?
We offer you a choice of virtual, in-person, or phone appointments – whichever is most convenient for you.
What does my fee include?
Your fee delivers Allworth’s Best in Class Service3 and Uncompromised Wealth Management every day. This includes comprehensive financial planning guidance, fiduciary investment management, a dedicated advisor and support team, and proactive wealth management advice that helps you achieve your short- and long-term financial goals.
When partnering with you to build a customized, personalized financial plan, we provide you with:
- Integrated financial planning that considers all your assets and liabilities
- Access to forward-thinking, money-saving, tax planning advice
- Personalized investment management
- Social Security optimization planning
- Estate planning recommendations
- Ongoing guidance to avoid making catastrophic financial mistakes
Will I have a dedicated team when I become an Allworth client?
Yes. You will be matched with a fully dedicated financial advisor backed by an associate support team of professionals who will get to know you and your situation deeply.
We believe a one-on-one relationship with your financial advisor is essential to ensuring you get the dedicated and consistent service you and your money deserve – the way it should be.
Our Process / Partnering with Allworth
How will you tailor your advice to my specific situation?
At Allworth, we believe every successful plan begins with a simple conversation.
We listen to what matters most to you, understand your personal goals for your financial future, and then we begin developing a customized financial and investment strategy that is designed to meet those goals.
Leveraging our comprehensive proprietary planning process of integrated services, we will assess the 7 key areas of your financial life and provide guidance on where improvements can be made, addressing your needs as an individual and an investor:
- We complete a detailed risk analysis that identifies your tolerances and preferences.
- We research thousands of portfolios for alignment to find the best fit for you.
- We design a personalized strategy that helps you meet your financial goals.
Then, we proactively maintain this fluid and dynamic plan, so it is constantly evolving throughout our relationship with you – continuing to support your short- and long-term financial goals.
Do I have control of my money?
Yes, Allworth clients always have full control over their money and can access it at any time. This can be done through their team at Allworth or directly with the custodian, either online or over the phone.
What are the steps to becoming an Allworth client and how long does it take?
The time it takes to become a client varies depending on the complexity of your situation, but typically, you can become an Allworth client quickly.
Generally, opening an account takes 2-3 business days and transferring assets takes 7-14 business days. Developing a comprehensive, personalized financial plan usually takes 2 weeks to deliver after gathering all the necessary financial information.
