Frequently Asked Questions

Yes, we are a fiduciary, registered with the U.S. Securities and Exchange Commission. This means Allworth is legally and ethically obligated to act in your best interest. As a client, you can trust your advisor and their support team will be committed to doing what’s right for you—not what’s best for us.

You and your money deserve better than the self-motivated, one-dimensional, sales-focused advisory model that continues to dominate the industry to this day. Instead, we believe in what we call The Allworth Advantage:

• Powered by a client-first approach from fully dedicated advisors and support teams, the advice you receive from us is customized to your financial needs, aligned with your best interests, and designed to optimize your wealth.
• By harnessing industry-leading tools and employing financial experts specializing in investments, tax, insurance, estate, and more, you get access to advanced all-in-one wealth management that connects all the dots of your financial life.

Because when financial guidance is comprehensive, sophisticated, and all under one roof, you get more than just advice. You get the advantage every modern investor needs.

Yes, we would be happy to refer you to clients as references once you have met with an Allworth advisor.

We are proud to say we have a 97% client loyalty rate², and we are honored to have been recognized in the National Business Research Institute’s Circle of Excellence four times⁹, making Allworth one of the most highly regarded brands in the financial sector.

We are a fee-based RIA (Registered Investment Advisor), which means we have one easy-to-understand, transparent fee that is a percentage of the investable assets we manage for our clients. That way you know what you’re paying for and what you’re not.

At Allworth, there are no hidden charges, no quotas, and we don’t pay commissions. This means you can have confidence that your advisor’s prime motivation is to serve you, not sell you.

At Allworth, we believe every successful plan begins with a simple conversation.

We listen to what matters most to you, understand your personal goals for your financial future, and then begin developing a customized financial and investment strategy that is designed to meet those goals.

By leveraging our comprehensive proprietary planning process, we will assess the key areas of your financial life and provide guidance on where improvements can be made, addressing your needs as an individual and an investor:

• We complete a detailed risk analysis that identifies your tolerances and preferences.
• We research thousands of portfolios for alignment to find the best fit for you.
• We design a personalized strategy that helps you meet your financial goals.

Then, we proactively maintain this fluid and dynamic plan, so it is constantly evolving throughout our relationship with you—continuing to support your short- and long-term financial goals.

Yes, Allworth clients always have full control over their money and can access it at any time. This can be done through their Allworth advisory team or directly with the custodian, either online or over the phone.

The time it takes to become a client varies depending on the complexity of your situation, but typically, you can become an Allworth client quickly.

Generally, opening an account takes two to three business days and transferring assets takes seven to 14 business days. Developing a comprehensive, personalized financial plan usually takes two weeks to deliver after gathering all the necessary financial information.