Find a Financial Advisor in Half Moon Bay, CA

Name: Allworth Financial – Half Moon Bay
Address: 755 Main St, Half Moon Bay, CA, 94019, US
Telephone: (408) 688-0888
Price range: $$

If you’re searching for smart, sophisticated financial planning and investment solutions, you’ve come to the right place.

Everything a modern investor needs – all under one roof.

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97%

client loyalty 31,000+ Clients²

years in business $39 Billion AUM⁴

Ranked Top 15 Barron’s Top 100 RIA Firms¹

Best in Class Ethics NBRI⁹

Your Half Moon Bay Wealth Management Team

For more than 30 years, our fiduciary financial advisor team in Half Moon Bay, California, has been devoted to helping individuals and families in the greater San Jose and Bay areas navigate the complexities of financial planning with confidence. The team deeply understands the region’s dynamic financial and economic landscape, allowing them to craft strategies that align with – and adapt to – your everchanging needs and goals.

With an office conveniently located just off Highway 1, we invite you to experience the Allworth difference with our team of Half Moon Bay financial planners.

Connect with an Allworth advisor

Scott Ponder Financial Advisor CFP^®

Campbell, CA Read bio

Half Moon Bay

755 Main St
Half Moon Bay, CA 94019

Hours:
By appointment

(408) 688-0888

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Our Integrated Services

With Allworth, you have direct access to a team of in-house financial specialists. It all works together as part of one, coordinated strategy.

Financial Planning

Scenario modeling to evaluate major decisions before they're made
Cash flow and liquidity planning for near- and long-term needs
Retirement income sequencing designed to manage tax exposure across account types
Social Security optimization as part of a broader income strategy

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Investment Management

Tax-efficient portfolio construction calibrated to your goals and risk profile
Concentrated stock management and position diversificaiton
Year-round automated tax-loss harvesting and tax-smart trading
Alternatives, structured notes, and defensive strategies

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Coordinated Tax Planning

Forward-looking tax strategy intergrated into your broader wealth plan
Roth conversion opportunities, assessed using a multi-year tax outlook
Charitable giving strategies, including DAFs, QCDs, and CRTs
Business sale and liquidity event tax planning to maximize proceeds

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Legacy & Estate Planning

Multi-generational wealth transfer planning designed to minimize tax exposure
Estate document alignment with current investment and tax strategies
Trust design and coordination across revocable and irrevocable structures
Charitable intent incorporated into legacy structure

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Insurance & Risk Services

Risk oversight integrated into your wealth plan, not handled separately
Critical gaps identified before they affect long-term priorities
Life, long-term care, and liability needs evaluated in full financial context
Coverage structured to preserve stability and flexibility as circumstances evolve

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Why do people choose Allworth?

At the end of the day, it’s all about placing our clients at the center of everything we do – every day.

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