Scott Ponder

Financial Advisor

CFP®

With over 30 years of financial services experience, CERTIFIED FINANCIAL PLANNER® professional Scott Ponder is an advisor in Allworth’s Campbell and Half Moon Bay offices. A devoted educator, Scott has taught investment management and financial planning classes for many years. He is also a member of the Financial Planning Association and even served as a co-program chair for the Northern California Financial Planning Association Conference. Scott’s initial career was not as an advisor, but he came to it both naturally and quite young. After graduating college, his first job was in Aerospace where he later earned an MBA. It was then that he decided to follow his interest in Finance. An award-winning winemaker, in his spare time, he loves hiking with his three dogs, cooking, skiing, travel, and jazz. Scott lives with his wife, Erin, in the coastal town of Montara.

Latest Insights


When Affordability Isn't the Question Anymore, That's When Things Gets Interesting

Lifestyle creep doesn't break anything. It just quietly reshapes the assumptions underneath everything else, usually before anyone thinks to look.

Read more
Why a Real Financial Advisor Matters in an AI World

AI can be a powerful tool, but when it comes to building a personalized, adaptable financial plan, there’s no substitute for the judgment, …

Read more
The Hidden Risk of Letting Taxes Lead Your Investment Decisions

If your portfolio decisions start with “How do I avoid taxes?” instead of “What supports my strategy?”, it may be time for a reset.

Read more