401(k) for Employers

Better for your employees. Better for you.

We help you attract and keep talent by improving your plan’s design and making certain you’re meeting your fiduciary responsibility.

What is your fiduciary responsibility?

As an employer with a defined contribution plan, your fiduciary duty means you are legally responsible for providing your employees with the highest standard of plan care.

Meeting your legal fiduciary responsibility

To help meet your fiduciary responsibility, we provide:

Customized investment policy statements
Customized employee policy statements
Quarterly investment reviews
Any available fiduciary services

Improve your plan's design and function

We’ll become experts in your plan and work to improve it so that it functions better and meets the saving and investment needs of your participants. We implement or improve your:

Safe-harbor design (matching and non-elective)
Cross-tested profit sharing
Auto-enrollment and escalation
Qualified default investment alternatives (QDIA)
Roth provision

Diversify your plan's investment menu

Our in-house investment team has constructed a highly-diverse and effective investment menu, including:

Passively-managed index funds
Exchange-traded funds
Primarily low-cost institutional funds
Actively-managed investments

We're serious about educating your employees

We really value education. To support your company, your plan and your employees, we provide comprehensive educational materials, including:

Webcasts
Podcasts
Articles
On-site training
Phone support
Bi-lingual services

As your plan administrator, we will improve the lives of your employees, protect you legally, and make your life easier.

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Securities offered through AW Securities, a Registered Broker/Dealer, member FINRA/SIPC. Check the background of this firm on FINRA's BrokerCheck.

¹The NBRI Circle of Excellence Award is bestowed upon NBRI clients meeting one or both of the following criteria: Total Company score at or above the 75th percentile of the NBRI ClearPath Benchmarking Database and/or improvement of five (5) or more benchmarking percentiles in Total Company score over the previous survey.

²Scott Hanson (2011, 2012, 2013, 2014, 2015 & 2016) and Pat McClain (2012, 2013, 2014, 2015 & 2016). Barron's© magazine is a trademark of Dow Jones L.P. The ranking reflects the volume of assets overseen by the advisors and their teams, revenues generated for the firms and the quality of the advisors' practices.

³As of 03/19, Allworth Financial, an SEC registered investment adviser and AW Securities, a registered broker/dealer have approximately $4 billion in total assets under management and administration.

^✢Scott Hanson, Investment Advisor 2005, 25 most influential people in the financial services industry. The ranking reflects 25 people who Investment Advisor magazine believes have had or will have the greatest influence on the financial services industry.

^✼Pat McClain, InvestmentNews 2014, Invest in Others Community Service Award, presented to an advisor who has made an outstanding impact on a community through managerial contributions to a non-profit organization.

Financial Times, FT 300 Top Registered Investment Advisers, June 2016. The ranking reflects six areas of consideration including the company's years in existence, industry certifications of key employees, AUM, asset growth, SEC compliance record and online accessibility and calculates a numeric score for each company.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.