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      Proudly Serving Ameren Employees & Retirees

      For more than 35 years, Horseman Group, an Allworth Financial Company, has proudly served hundreds of Ameren employees & retirees, and helped them achieve better retirements and leave legacies to their loved ones. 

      We enthusiastically encourage you to explore our resources and talk with one of our Ameren-specialized advisors today.

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      How We Can Help You

      Our comprehensive approach to advising is built around the needs, concerns, and goals of Ameren employees and their families. Whether you are just beginning your career, or are nearing retirement, we are here to support your financial journey.

      As experts in your retirement plans, including your pension and 401(k), we’re here to help you understand your options and maximize the financial benefits you receive.

      We have a team of specialized advisors who can develop a comprehensive plan to ensure your wealth is protected and your future is secure. Our advisors can also assist your spouse, family members, and friends with their financial planning as well.

      Investment, Income, & Risk Management

      Estate & Legacy Planning

      Retirement Planning

      Ameren Pension Analysis

      IRA Rollovers (401(k))

      And more!

       

      Retirement Calculator

      Here is an easy-to-use retirement calculator which can tell you right now if you will be able to afford to retire.

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      Healthcare Guide

      Do you know how much you will need to save for future healthcare expenses? Find out now!

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      Social Security Checklist

      There are 81 considerations couples must choose between when applying to social security. Cut through the maze with this checklist.

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      Ameren Retirement Checklist

      Download this newly updated list and quickly check off the tools you need to have in your arsenal to realize the financial future of your dreams.

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      Money Matters Podcast

      Timely. Entertaining. Educational. One of the longest-running financial topic programs in America, join the millions of people who have gotten their important financial topic questions answered by co-hosts Scott Hanson and Pat McClain.

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      Upcoming Events

      Join our experts for virtual workshops on a variety of our most popular financial topics

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      Learn More

       

      Talk to Our Ameren-Specialized Advisors

      Schedule a free, no-obligation meeting and get answers to your most pertinent questions. We are available to meet in office or, if you prefer, we can meet by phone or video call Monday through Friday. Request a call to schedule an appointment with one of our advisors by submitting the form below.

      renee-nenninger

      “My relationship with our clients starts with the client. It’s not a line-itemed spreadsheet, it is a relationship of trust, good nature and accountability.”

      Renee Nenninger

      Financial Advisor
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      dexter lamb

      “I have always been a keen numbers person and so I am the type of advisor who really enjoys solving complex problems and data analytics. The more I know about the overall financial situation of a client, the more I know I can help them reach their financial, investment, and retirement goals.”

      Dexter Lamb

      Financial Advisor
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      Office Locations

      St. Louis Office

      3 Cityplace Drive, Suite 290
      St. Louis, MO 63141
      314-692-7842

      Fulton Office

      500 Market Street, Suite 200

      Fulton, MO 65251

      573-592-8800

      Cape Girardeau

      Meetings Available Upon Request

      Talk with an Advisor

      Request a Free Financial Consultation

      Schedule a free call or video consultation with one of our specialized advisors. Consider this an opportunity to ask your most pressing financial planning or investment management questions - with the convenience of doing so whenever your schedule allows. Simply submit the form and we'll contact you to schedule your appointment.
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        Advisory services offered through Allworth Financial, a Registered Investment Advisor | Disclosures | Privacy Policy

        Securities offered through AW Securities, a Registered Broker/Dealer, member FINRA/SIPC. Check the background of this firm on FINRA's BrokerCheck.

        HMRN Insurance Agency, LLC license #0D34087

        1Barron’s 2024 Top 100 RIA Firms. Barron's© magazine is a trademark of Dow Jones L.P. The ranking of independent advisory companies is based on assets managed by the firms, growth, technology spending, succession planning, and other metrics.

         2 Retention Rate Source: Allworth Internal Data, FY 2022

        3 The NBRI Circle of Excellence Award is bestowed upon NBRI clients meeting one or both of the following criteria: Total Company score at or above the 75th percentile of the NBRI ClearPath Benchmarking Database and/or improvement of five (5) or more benchmarking percentiles in Total Company score over the previous survey. 

        4 As of 1/1/2025, Allworth Financial, an SEC registered investment adviser and AW Securities, a registered broker/dealer have approximately $26 billion in total assets under management and administration. 

        5 InvestmentNews 2020 and 2021 Best Places to Work for Financial Advisers. The ranking reflects survey responses and scores completed by both employers and employees. Employers report their organization’s workplace policies, practices, and demographics. Employees complete a survey designed to measure the employee experience. 

        6  2021 Value of an Advisor Study / Russel Investments

        7 Ranked 9th Top Wealth Managers By Growth in Assets in the U.S. from RIA Channel, 2022. RIA Database and RIA Channel are registered trademarks owned by Labworks, LLC.

        8 USA Today Best Financial Advisory Firms 2024. The ranking is based on the growth of the companies’ assets under management (AUM) over the short and long term and the number of recommendations they received from clients and peers.

        9 NBRI Best in Class Ethics 2023. The Best in Class level is bestowed upon clients performing at or above 90 percentile of the NBRI ClearPath Benchmarking Database.

        ✢ Scott Hanson, Investment Advisor 2005, 25 most influential people in the financial services industry. The ranking reflects 25 people who Investment Advisor magazine believes have had or will have the greatest influence on the financial services industry.

        ✼Pat McClain, InvestmentNews 2014, Invest in Others Community Service Award, presented to an advisor who has made an outstanding impact on a community through managerial contributions to a non-profit organization.

        †Financial Times, FT 300 Top Registered Investment Advisers, June 2019. The ranking reflects six areas of consideration including the company's years in existence, industry certifications of key employees, AUM, asset growth, SEC compliance record and online accessibility and calculates a numeric score for each company. 

        Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

        Important Information

        The information presented is for educational purposes only and is not intended to be a comprehensive analysis of the topics discussed. It should not be interpreted as personalized investment advice or relied upon as such.

        Allworth Financial, LP (“Allworth”) makes no representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of the information presented. While efforts are made to ensure the information’s accuracy, it is subject to change without notice. Allworth conducts a reasonable inquiry to determine that information provided by third party sources is reasonable, but cannot guarantee its accuracy or completeness. Opinions expressed are also subject to change without notice and should not be construed as investment advice.

        The information is not intended to convey any implicit or explicit guarantee or sense of assurance that, if followed, any investment strategies referenced will produce a positive or desired outcome. All investments involve risk, including the potential loss of principal. There can be no assurance that any investment strategy or decision will achieve its intended objectives or result in a positive return. It is important to carefully consider your investment goals, risk tolerance, and seek professional advice before making any investment decisions.