IRA, Pensions, 401(k) Articles

Allworth Co-CEO Scott Hanson breaks down the basics of Roth IRAs and Roth conversions. You hear a great deal about Roth IRAs and Roth conversions, but what are they and how do they work? The Roth IRA (established in 1998) is a relative newcomer to...

Allworth Co-CEO Scott Hanson explains why the rise in interest rates is encouraging some pension recipients to move up their retirements. Will you be choosing the lump-sum payout, or a monthly pension payment? If you’re employed by the healthcare,...

Allworth Co-CEO Scott Hanson shares a few key reminders about 401(k)s. Each year, National 401(k) Day lands on the first Friday after Labor Day. It’s a good reminder that there’s a versatile retirement preparation vehicle that’s available to...

Allworth Co-CEO Scott Hanson shares three savings alternatives for anyone who's already met the 2021 401(k) contribution limit. Even good savers have limits. As we approach the end of 2021, many of you pre-retirees will have reached your 401(k)...

Reader’s Question I’m 54 and have worked for the state of Kentucky for 20 years. Our pension fund is in terrible shape and I’m nervous I’m not going to have enough money to retire. (I want to quit working in 10 years.) Should I rethink my 10-year...

Reader’s Question: My husband and I are both in our late-50s. We steadily contribute to our 401(k)s, but other than the equity in our home, we have no other real retirement savings. After recent salary increases (and with static monthly expenses),...

5 things savvy participants should do. Nationwide, there are over 50 million people participating in a 401(k) plan. [1] Does that include you? We hear from a lot of folks, usually callers to Money Matters, our long-running financial topic radio...