--- title: All Access - Educational Resources for Clients - Allworth Financial description: All Access - Educational Resources for Clients - Allworth Financial --- ![All Access](https://allworthfinancial.com/hubfs/all-access-header_1366x340.jpg "All Access") Client Resources # Welcome to Allworth: All Access As a client of Allworth Financial, you are our top priority. That’s why we’ve created this educational library ***exclusively*** for you – it’s one more way we’re striving to provide straightforward advice and education so you can retire with confidence. And stay tuned! We’ll be updating and adding to these resources on a regular basis. Brand New Resources ![10 Important Facts about the End of the Bull Market Checklist](https://allworthfinancial.com/hubfs/checklists_thumb.jpg "10 Important Facts about the End of the Bull Market Checklist") **10 Important Facts about the End of the Bull Market Checklist** While downturns can understandably cause concern, it’s important to remember that bear markets are a normal part of the investment cycle. We understand that this is a challenging time for many of our clients, but we hope this checklist will help answer questions you might have surrounding historical bear market trends. [**DOWNLOAD CHECKLIST »**](https://allworthfinancial.com/hubfs/Allworth_Financial_April2023/Pdfs/bearmarketschecklist_aw.pdf) ![Widow's Checklist](https://allworthfinancial.com/hubfs/checklist_thumb.jpg "Widow's Checklist") **Must-Dos for Widows and Widowers Checklist** The days and months following a spouse’s death can be overwhelming, draining, and emotionally fraught. To help make the financial decision-making process a little easier during this time, we’ve designed a checklist that specifically addresses some of the most important steps a widow or widower should take. [**DOWNLOAD CHECKLIST »**](https://allworthfinancial.com/hubfs/Allworth_Financial_April2023/Pdfs/allworth-all-access_checklist_widows.pdf) ![Credit Score Explainer Video](https://allworthfinancial.com/hubfs/creditscore_thumb.jpg "Credit Score Explainer Video") ** Credit Score Explainer Video** Do your adult children realize the importance of their credit score? This three-digit number not only impacts their creditworthiness but can also determine whether or not they get an apartment or land a job. In this short video, one of our credentialed advisors walks through the basic components of a credit score and offers easy tips for improving a score. Additional Resources ## Webinars **Healthcare Webinar** Healthcare costs are one of the biggest worries for most people in retirement. In this discussion with a Medicare expert, you’ll learn how much the average retiree will spend on healthcare, what your healthcare options are if you’re facing a ‘forced’ retirement, and who should consider long-term care insurance. You’ll also get a clear-cut breakdown of Medicare plans. **Annuities Webinar** Annuities come in all shapes and sizes. But despite what you may hear, they’re not the no-brainer ‘investment’ some would like you to believe. We explain the basics and share the questions you ***must*** ask if someone ever tries to sell you one. **Cyber Security Webinar ** Did you realize that, in 2018 alone, there were 1,244 data breaches that exposed almost 450 million consumer records? In this age of cyberwarfare, we talk with an industry expert who provides easy-to-understand steps for better protecting your private information. **WATCH WEBINAR SERIES »  ** **Future Framework** Living a successful retirement is about more than just money and investments. This extensive list of websites, apps, and other resources will help you thrive mentally, physically, and socially during retirement.   [**VIEW RESOURCES »**](https://allworthfinancial.com/future-framework-resources) **Resources For Your Adult Children** While we know *you’re* making your financial life a priority, your adult children may need a little nudge in the right direction. These quick checklists offer insights and easy-to-follow money rules that can help ‘kids’ – from college grads to 40-somethings – get financially on track. - Money Tips For College Grads -[** DOWNLOAD »**](https://allworthfinancial.com/hubfs/Allworth_Financial_April2023/Pdfs/allworth-all-access_checklist_recent-college-grads.pdf) - Estate Planning Tips for Young Couples** - [DOWNLOAD »](https://allworthfinancial.com/hubfs/Allworth_Financial_April2023/Pdfs/allworth-all-access_checklist_estate-planning-for-young-couples.pdf)** - Money Tips For Anyone In Their [**  20s **](https://allworthfinancial.com/hubfs/Allworth_Financial_April2023/Pdfs/allworth-all-access_checklist_20s.pdf)[**»**](https://allworthfinancial.com/workshops)  | ** **[**30s **](https://allworthfinancial.com/hubfs/Allworth_Financial_April2023/Pdfs/allworth-all-access_checklist_30s.pdf)[**»**](https://allworthfinancial.com/workshops)  |  [**40s**](https://allworthfinancial.com/hubfs/Allworth_Financial_April2023/Pdfs/allworth-all-access_checklist_40s.pdf) [**»**](https://allworthfinancial.com/workshops) © 1993-2026, Allworth Financial. All rights reserved. - [![Linkdin Logo](https://allworthfinancial.com/hubfs/images/socials/linkedin%20(2).svg)](https://www.linkedin.com/company/allworth) - [![Twitter X Logo](https://allworthfinancial.com/hubfs/images/socials/square-x-twitter%20(2).svg)](https://twitter.com/AllworthRetire) - [![Facebook Logo](https://allworthfinancial.com/hubfs/images/socials/facebook%20(2).svg)](https://www.facebook.com/AllworthFinancial) - [![Youtube Logo](https://allworthfinancial.com/hubfs/images/socials/youtube%20(2).svg)](https://www.youtube.com/channel/UCi3mTR9DpHN8-capxwC6o2w) [Privacy Policy](https://allworthfinancial.com/disclosures/#privacy-policy)   |    [Disclosures](https://allworthfinancial.com/disclosures)   |    Cookie Preferences   |    Do Not Sell or Share My Personal Information   Advisory services offered through Allworth Financial, a Registered Investment Advisor | [Disclosures](https://allworthfinancial.com/disclosures) | [Privacy Policy](https://allworthfinancial.com/disclosures/#privacy-policy) Securities offered through AW Securities, a Registered Broker/Dealer, member FINRA/SIPC. Check the background of this firm on [FINRA's BrokerCheck.](https://brokercheck.finra.org/) HMRN Insurance Agency, LLC license #0D34087 1Barron’s 2024 Top 100 RIA Firms. Barron's© magazine is a trademark of Dow Jones L.P. The ranking of independent advisory companies is based on assets managed by the firms, growth, technology spending, succession planning, and other metrics.  2 Retention Rate Source: Allworth Internal Data, FY 2022 3 The NBRI Circle of Excellence Award is bestowed upon NBRI clients meeting one or both of the following criteria: Total Company score at or above the 75th percentile of the NBRI ClearPath Benchmarking Database and/or improvement of five (5) or more benchmarking percentiles in Total Company score over the previous survey.  4 As of 1/1/2025, Allworth Financial, an SEC registered investment adviser and AW Securities, a registered broker/dealer have approximately $26 billion in total assets under management and administration.  *5 InvestmentNews 2020 and 2021 Best Places to Work for Financial Advisers. The ranking reflects survey responses and scores completed by both employers and employees. Employers report their organization’s workplace policies, practices, and demographics. Employees complete a survey designed to measure the employee experience. * 6  2021 Value of an Advisor Study / Russel Investments *7 Ranked 9th Top Wealth Managers By Growth in Assets in the U.S. from RIA Channel, 2022. RIA Database and RIA Channel are registered trademarks owned by Labworks, LLC.* *8 **USA Today Best Financial Advisory Firms 2024. The ranking is based on the growth of the companies’ assets under management (AUM) over the short and long term and the number of recommendations they received from clients and peers.* *9 NBRI Best in Class Ethics 2023. The Best in Class level is bestowed upon clients performing at or above 90 percentile of the NBRI ClearPath Benchmarking Database.* ✢ Scott Hanson, Investment Advisor 2005, 25 most influential people in the financial services industry. The ranking reflects 25 people who Investment Advisor magazine believes have had or will have the greatest influence on the financial services industry. ✼Pat McClain, InvestmentNews 2014, Invest in Others Community Service Award, presented to an advisor who has made an outstanding impact on a community through managerial contributions to a non-profit organization. †Financial Times, FT 300 Top Registered Investment Advisers, June 2019. The ranking reflects six areas of consideration including the company's years in existence, industry certifications of key employees, AUM, asset growth, SEC compliance record and online accessibility and calculates a numeric score for each company.  Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. **Important Information** The information presented is for educational purposes only and is not intended to be a comprehensive analysis of the topics discussed. It should not be interpreted as personalized investment advice or relied upon as such. Allworth Financial, LP (“Allworth”) makes no representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of the information presented. While efforts are made to ensure the information’s accuracy, it is subject to change without notice. Allworth conducts a reasonable inquiry to determine that information provided by third party sources is reasonable, but cannot guarantee its accuracy or completeness. Opinions expressed are also subject to change without notice and should not be construed as investment advice. The information is not intended to convey any implicit or explicit guarantee or sense of assurance that, if followed, any investment strategies referenced will produce a positive or desired outcome. All investments involve risk, including the potential loss of principal. There can be no assurance that any investment strategy or decision will achieve its intended objectives or result in a positive return. It is important to carefully consider your investment goals, risk tolerance, and seek professional advice before making any investment decisions.