--- title: Future Framework Resources - Allworth Financial description: Future Framework Resources - Allworth Financial --- ![Future Framework Resources](https://allworthfinancial.com/hs-fs/hubfs/Allworth_Financial_April2023/Images/ff_page-header.jpg?width=1366&name=ff_page-header.jpg "Future Framework Resources") ## Welcome to the Future Framework Resource Center If you’re like most people, you’ve probably started to wonder what life is going to look like in retirement. You’ll be faced with exciting possibilities around things like travel, starting a new business, or maybe volunteering. Of course, a bit of apprehension is expected, as well. You may be worried about being able to afford the things you want, or even be concerned about your health. These are some of the questions our clients consider as they head into retirement. Over the past 26 years, we’ve helped thousands navigate these decisions and we’ve arrived at a single belief: A successful retirement hinges on your ability to focus on four key areas. ## Success in Retirement ***Future Framework***: A new approach to understanding what the happiest retirees have done to retire well. Derived from dozens of academic studies, and our own experiences with clients, ***Future Framework*** is a combination of 4 key areas of focus that retirees have said provide the most fulfilling and rewarding retirement experience. ## Resources ## Health & Wellness Resources [**Meetup.com**](http://meetup.com/) Meetup is an online community that features real people doing the things they love. Find exercise groups, classes, social opportunities, and more. **[AARP 7-Day Diet Plan ](http://www.aarp.org/food/healthy-eating/info-11-2012/new-american-diet-seven-day-plan.html)**AARP’s 7 Day Diet Plan is developed by Dr. John Whyte and focuses on foods you can get at your local grocery store. **[Lumosity.com ](http://www.lumosity.com/)**Train your brain by engaging with 1 of 50+ cognitive games. **[AARP Staying Sharp ](https://stayingsharp.aarp.org/)**Science-based activities and challenges to help you stay sharp as you age. ## Prosperity Resources **[Allworth Financial’s Personal Monthly Budget Worksheet (Spending Plan)](https://allworthfinancial.com/media/1840/allworth-budget-worksheet.xlsx)** We’ve created a simple and easy to use spending plan worksheet to help you project and track your expenses each month. **[Guides and eBooks](https://allworthfinancial.com/guides)** Are you facing a forced or sudden retirement? Do you have Social Security concerns? Do you want to know how to select and vet an advisor? These topics, and many more, are addressed in our easy-to-digest eBooks. **[Articles](https://allworthfinancial.com/articles)** We’ve written hundreds of articles on topics ranging from estate planning to investment management to health in retirement. Available to you at the click of a button, we answer the questions that matter most to people over 50. [**Tutorials**](https://allworthfinancial.com/future-framework-resources#) Our popular tutorials provide viewers with a personalized approach to the subjects that matter to you. Choose a topic, sit back, and watch as we address the topics that will help you retire better. **[Money Matters Podcast](https://allworthfinancial.com/podcast/money-matters)** Allworth Financial’s Money Matters is one of the longest-running financial topic radio programs in the country and thousands of people download our podcast each week. Delivered directly to you, the entertaining and information-packed Money Matters podcast is ideal for people on the go. **[EveryDollar.com](https://www.everydollar.com/)** EveryDollar will help you create a budget and track your spending with their easy on the go apps for iPhones and Androids. **[Mint.com](https://www.mint.com/)** Mint allows you to link your savings, checking and investment accounts in one place and manage your money with an easy to use app that allows you to see account balances in real time and view a summary of your activities. ## Purpose Resources **[Thumbtack.com](https://www.thumbtack.com/)** Thumbtack helps you find services and professionals that offer skill-building lessons from yoga and dancing to cooking, quilting, and painting. **[Skillshare.com](https://www.skillshare.com/)** Skillshare offers classes taught by expert practitioners for your new hobbies or passions. **[Coolworks.com](https://www.coolworks.com/)** Coolworks lists seasonal jobs in cool places such as Yosemite guides, ski instructors in Maine, retreat center jobs in Hawaii. **[OsherFoundation.org](https://www.osherfoundation.org/)** Osher Institute is a grant based program that works with major universities to offer free classes to anyone over 50. The [University of Denver](https://universitycollege.du.edu/olli/) and [Colorado State University](https://www.online.colostate.edu/osher/) offer extensions. **[Coursera.org](https://www.coursera.org/)** Coursera is an online course site where you can take classes from Harvard, Yale, or any number of major institutions. ## People Resources **[OATtravel.com](https://www.oattravel.com/)** Overseas Adventure Travel caters to those age 55+ and helps arrange overseas adventure trips with people of the same age. [**FlexJobs.com**](https://www.flexjobs.com/) FlexJobs can help you find flexible jobs and short-term gigs that allow you to try new things and work with people. ## Retire Better So what does this mean for you? As you think about how you are going to spend your time in retirement, it’s important that you consider the 4 areas of your Future Framework. Make time for your friends. Find ways to utilize your skills around the house, or in your community. Place an emphasis on diet and exercise. And get a [solid financial plan](https://allworthfinancial.com/what-we-do/retirement-and-financial-planning) in place. We want you to thrive. [Meeting with a credentialed, fiduciary advisor from Allworth Financial](https://allworthfinancial.com/talk-with-an-advisor/), someone who has an interest in more than just your finances, could be the first and most important step to retiring well. © 1993-2026, Allworth Financial. All rights reserved. - [![Linkdin Logo](https://allworthfinancial.com/hubfs/images/socials/linkedin%20(2).svg)](https://www.linkedin.com/company/allworth) - [![Twitter X Logo](https://allworthfinancial.com/hubfs/images/socials/square-x-twitter%20(2).svg)](https://twitter.com/AllworthRetire) - [![Facebook Logo](https://allworthfinancial.com/hubfs/images/socials/facebook%20(2).svg)](https://www.facebook.com/AllworthFinancial) - [![Youtube Logo](https://allworthfinancial.com/hubfs/images/socials/youtube%20(2).svg)](https://www.youtube.com/channel/UCi3mTR9DpHN8-capxwC6o2w) [Privacy Policy](https://allworthfinancial.com/disclosures/#privacy-policy)   |    [Disclosures](https://allworthfinancial.com/disclosures)   |    Cookie Preferences   |    Do Not Sell or Share My Personal Information   Advisory services offered through Allworth Financial, a Registered Investment Advisor | [Disclosures](https://allworthfinancial.com/disclosures) | [Privacy Policy](https://allworthfinancial.com/disclosures/#privacy-policy) Securities offered through AW Securities, a Registered Broker/Dealer, member FINRA/SIPC. Check the background of this firm on [FINRA's BrokerCheck.](https://brokercheck.finra.org/) HMRN Insurance Agency, LLC license #0D34087 1Barron’s 2024 Top 100 RIA Firms. Barron's© magazine is a trademark of Dow Jones L.P. The ranking of independent advisory companies is based on assets managed by the firms, growth, technology spending, succession planning, and other metrics.  2 Retention Rate Source: Allworth Internal Data, FY 2022 3 The NBRI Circle of Excellence Award is bestowed upon NBRI clients meeting one or both of the following criteria: Total Company score at or above the 75th percentile of the NBRI ClearPath Benchmarking Database and/or improvement of five (5) or more benchmarking percentiles in Total Company score over the previous survey.  4 As of 1/1/2025, Allworth Financial, an SEC registered investment adviser and AW Securities, a registered broker/dealer have approximately $26 billion in total assets under management and administration.  *5 InvestmentNews 2020 and 2021 Best Places to Work for Financial Advisers. The ranking reflects survey responses and scores completed by both employers and employees. Employers report their organization’s workplace policies, practices, and demographics. Employees complete a survey designed to measure the employee experience. * 6  2021 Value of an Advisor Study / Russel Investments *7 Ranked 9th Top Wealth Managers By Growth in Assets in the U.S. from RIA Channel, 2022. RIA Database and RIA Channel are registered trademarks owned by Labworks, LLC.* *8 **USA Today Best Financial Advisory Firms 2024. The ranking is based on the growth of the companies’ assets under management (AUM) over the short and long term and the number of recommendations they received from clients and peers.* *9 NBRI Best in Class Ethics 2023. The Best in Class level is bestowed upon clients performing at or above 90 percentile of the NBRI ClearPath Benchmarking Database.* ✢ Scott Hanson, Investment Advisor 2005, 25 most influential people in the financial services industry. The ranking reflects 25 people who Investment Advisor magazine believes have had or will have the greatest influence on the financial services industry. ✼Pat McClain, InvestmentNews 2014, Invest in Others Community Service Award, presented to an advisor who has made an outstanding impact on a community through managerial contributions to a non-profit organization. †Financial Times, FT 300 Top Registered Investment Advisers, June 2019. The ranking reflects six areas of consideration including the company's years in existence, industry certifications of key employees, AUM, asset growth, SEC compliance record and online accessibility and calculates a numeric score for each company.  Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. **Important Information** The information presented is for educational purposes only and is not intended to be a comprehensive analysis of the topics discussed. It should not be interpreted as personalized investment advice or relied upon as such. Allworth Financial, LP (“Allworth”) makes no representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of the information presented. While efforts are made to ensure the information’s accuracy, it is subject to change without notice. Allworth conducts a reasonable inquiry to determine that information provided by third party sources is reasonable, but cannot guarantee its accuracy or completeness. Opinions expressed are also subject to change without notice and should not be construed as investment advice. The information is not intended to convey any implicit or explicit guarantee or sense of assurance that, if followed, any investment strategies referenced will produce a positive or desired outcome. All investments involve risk, including the potential loss of principal. There can be no assurance that any investment strategy or decision will achieve its intended objectives or result in a positive return. It is important to carefully consider your investment goals, risk tolerance, and seek professional advice before making any investment decisions.