Specialized Wealth Planning for Dental Practice Owners

As a dental practice owner, your financial needs go far beyond the average investor’s. From practice growth to retirement readiness and even exit planning, you deserve tailored advice and resources that understand both sides of your complex financial life. That’s exactly what our dental-specialized team delivers.

 

Connect with a dental-specialized advisor

 

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Proud Partner of Sunrise Dental Solutions
Proud Partner of the Dentist Entrepreneur Organization
Host of ADA Webinars
Ranked Top 15 Barron's Top 100 RIA Firms1
Best Financial Advisory Firms USA Today8
Best in Class Ethics NBRI9

Our Dental-Specialized Wealth Planning Process

We know dental practice owners don’t just need a financial plan—they need a partner who understands the complexities of their world. That’s what our planning process is all about: focused advice, honest conversation, and a tailored strategy that fits both your business and your life. Here’s what to expect when you request your complimentary consultation.

1. Initial Conversation

After you request your complimentary consultation, one of our Allworth team members will reach out to learn more about you, your practice, and your goals. From there, they’ll match you with the dental-specialized advisor best suited to your situation and schedule your appointment.

2. Laying the Groundwork

To make the most of your consultation, we’ll send you a Personal Details Sheet to complete at least three days before your meeting. This will give us a fuller, more complete picture of your current financial position—both personally and professionally—so we can craft relevant strategies.

3. Your Initial Plan Gets Built

Once we receive your Personal Details Sheet, our dental-specialized team starts building your custom Retirement Plan Proposal. This includes a detailed retirement readiness analysis, ‘what-if’ scenario planning, and a clear forecast of how different retirement plan offerings—401(k), safe harbor, profit sharing, and cash balance opportunities—can work together to maximize your retirement savings.

4. Meet & Review

During your 60 to 90-minute consultation, your dental-specialized advisor will walk through each part of your Retirement Plan Proposal, helping you assess your current trajectory and identify high-impact areas for adjustment. You’ll get practical recommendations and a clearer sense of how to move your personal financial strategy—and your practice’s—forward with precision.

Meet With an Allworth Advisor

Give your wealth the advantage it deserves: Customized and advanced solutions from our dental-specialized team of fiduciary advisors. Schedule your complimentary consultation today.

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Our Team

 

Planning for retirement as a dental practice owner isn’t simple. We’ve spent 15 years helping dental clients just like you create clear, customized strategies that balance both personal goals and practice realities. Meet the team that knows how to get it done.

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Kelly Richards

CFP®, CFA, AIF®

Dental-Specialized Advisor

 

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Laurie Ingwersen

CFP®, CRPC®, CDFA®, CBC®, CEPA®

Dental-Specialized Advisor

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Jim Moore

CFP®, AIF®, LACP®

Dental-Specialized Advisor

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Richard Del Monte

CFP®, JD, MBA

Dental-Specialized Advisor

 

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Patrick McGrath

CFP®, MBA

Dental-Specialized Advisor

 

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Matt Pulsipher

CFP®, ChFC®, NSSA

Dental-Specialized Advisor

 

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Blake Davelaar

CFP®

Dental-Specialized Advisor

 

Our Dental-Specialized Services

 

Financial Planning

Unify your wealth. Our dental-specialized advisors are fiduciaries committed to providing you with personalized guidance and planning strategies, so the entire scope of your financial life is aligned.

Coordinated Tax Planning

Keep more of what you earn. Our coordinated approach to tax planning utilizes state-of-the-art tools to minimize your tax obligations—and maximize your savings.

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401(k) Evaluation

Optimize your practice’s retirement plan. We analyze the numbers to compare your practice’s current plan to other potential options, ensuring you’re getting the most flexibility, tax benefits, and asset protection.

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401(k) Management

Reduce your risk. As 3(38) fiduciaries, we can assume full responsibility for selecting and managing the investments within your practice’s 401(k) plan, relieving you of the legal liabilities and administrative burdens.

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Exit Planning

Solidify your next chapter. We work alongside your CPA, attorney, and practice broker—or connect you with vetted partners—to support a smooth, strategic succession that protects your equity, minimizes disruption, and secures your financial future.

Investment Management

Refine your portfolio. Our proactive and customized investment strategies leverage a vast suite of sophisticated solutions to optimize your wealth for success.

Estate Planning

Protect what’s most important to you. Using cutting-edge technology, our estate planning team can identify and implement legacy-preserving tactics, so your final wishes are fully realized.

Insurance Services

Defend against life’s surprises. Our insurance team can audit your current policies and coverage to pinpoint over- or under-exposure to risk.  

Helpful Dental Resources

Checklist Financial Planning Checklist

Ready to secure your financial future? Learn the key steps every dental practice owner should take to create a solid financial plan today!

Download
Guide Tax Planning Guide

You’ve built a thriving dental practice—don’t let unnecessary taxes eat into your success. This guide shows you how to uncover overlooked savings and …

Download
Guide Cash Balance and Combo Plans

Discover how a Cash Balance or Combo Plan provides an effective solution for accelerating your savings and reducing tax liabilities.

Download

About Allworth Financial

At Allworth, we deliver more than advice. We provide complete, personalized wealth planning from a team of in-house fiduciary experts. Our approach connects every part of your financial life, from investment management and tax planning to estate planning and insurance needs. Powered by advanced tools and guided by your goals, we’re here to optimize and align your strategy—now and for the future. 

Ready to make the most of what you've built?

You need a dental-specialized advisor who knows how to translate your years of practice ownership into lasting wealth. Request your complimentary consultation today.

 

Get started today

97%
client loyalty 30,000+ Clients2
30
years in business $30 Billion AUM4

In the Media

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Laurie Ingwersen 

Featured on 'The DEO' Podcast

Laurie joins host Jordin McIntire to dive into 'the seven-figure dilemma' plauging many high-earning dentists. She also takes you through the power of cash balance plans, explores Roth conversions and charitable giving tactics, and reveals why your spending habits matter more than total assets when planning your exit strategy.

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Jim Moore

Featured on 'Let's Go Win' Podcast

Is failing early the true secret to long-term success? Jim joins host JM Ryerson to share his journey from humbled college (and pro) athlete to successful financial advisor. You'll hear Jim's hard-earned lessons on resilience, money, and mindset, then get guidance on how holistic planning can help secure your wealth and legacy.

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Kelly Richards

Featured on the 'Raving Patients' Podcast

Wondering how much you really need to save to retire comfortably? Or how to best manage your 401(k) plan for your employees? Kelly joins host Dr. Len Tau to break it all down. They also explore why ETFs (exchange-traded funds) are superior to mutual funds and the dangers of trying to time the market.

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Kelly Richards

Featured on 'The Dental Master Series' Podcast

Sometimes, it's hard to even know where to begin with your finances—both professionally and personally. Kelly joins host Dr. Matt VanderMolen to give you a starting point. Hear his advice on insurance, retirement planning, debt, what to do for your kids, and the #1 thing to look for in a financial advisor.

Listen now