Dave Ragan

It all starts with discovery. Before we ever talk numbers, I focus on truly understanding who my clients are: what drives them, what they value, and what they hope to achieve. The questions I ask often have less to do with percentages and dollar signs and more to do with relationships, personal milestones, and long-term goals. That insight becomes the foundation for building a financial plan that’s both comprehensive and deeply personal.

From there, I work to put the plan into motion. This can sometimes mean collaborating with our in-house specialists, including our estate, tax planning, or insurance teams. Over time, the individuals and families I serve often discover that their wealth represents more than just numbers. It reflects their values, their vision, and the impact they hope to make. I’m humbled to play a role in helping them uncover and pursue that greater purpose.

Because of this approach, clients often describe their experience as having a boutique, family-office feel, with the added benefit of Allworth’s national strength and depth. It’s that combination of personalized care and broad expertise that allows me to tailor thoughtful, effective strategies for the people I serve.

One of the most rewarding parts of this work is seeing a client’s plan come to life. There’s something remarkable about looking back at a strategy we put in place decades ago and watching it unfold just as we envisioned. It’s a privilege to help people pursue what matters most to them, and to do so in a way that’s thoughtful, efficient, and aligned with their values.

Whether it’s planning for retirement, creating a charitable fund, investing in future generations, or simply making a long-awaited purchase, I love helping clients steward their resources wisely. No matter the goal, it’s incredibly fulfilling to walk alongside them as their plans take shape and their dreams become reality.