Jack Welty
Senior Associate Advisor
CFP®
Jack Welty is a CERTIFIED FINANCIAL PLANNER® professional serving Allworth’s Roseville and Sacramento offices. He works with individuals and families to develop comprehensive wealth strategies, with areas of focus including tax-efficient planning, asset location, retirement income sequencing, Roth conversions, and portfolio management. His analytical approach and attention to detail help clients make informed decisions that support their long-term financial goals. Jack earned his bachelor’s degree in Finance from California State University, Northridge, and holds a Certificate in Taxation from UCLA.
Outside the office, Jack lives in Granite Bay and enjoys spending time outdoors with friends and family, as well as exploring local restaurants with his fiancée, Julia. During basketball season, you can find him cheering on his lifelong favorite team, the Sacramento Kings. A former collegiate basketball player at Bethel College in Kansas, he continues to bring the discipline and teamwork he developed on the court into his professional life.
One of the first questions I like to ask early on is, “What’s keeping you up at night?” The answer often reveals what’s most important and where thoughtful planning can make the greatest difference. By taking the time to understand each client’s concerns, priorities, and aspirations, I’m able to develop practical strategies and solutions tailored to their unique circumstances.
From the very first conversation, I focus on building trust through open, transparent communication. I believe every client deserves a financial plan that reflects their individual goals, and I take the time to explain recommendations clearly so they understand not only what we’re doing, but why.
Whether someone is preparing for retirement, navigating a career transition, or experiencing another significant life event, my goal is to be a trusted partner who provides practical guidance and steady support. I want my clients to feel they have someone in their corner as they make important financial decisions throughout every stage of life.
Seeing the impact that financial mistakes had on family members and friends reinforced the importance of thoughtful planning and inspired my desire to help others avoid similar challenges. That experience continues to shape my approach and motivates me to help clients make informed decisions that support their long-term goals.
What makes that work especially rewarding is having the opportunity to watch those decisions play out over time. Building lasting relationships with clients and seeing them achieve important milestones throughout different stages of life is one of the most fulfilling parts of my profession. I enjoy the strategic side of financial planning and helping clients overcome obstacles as they make meaningful progress toward the future they envision.
I want every client to feel heard, understood, and confident that their financial plan reflects what matters most to them.
Latest Insights
The Wrong North Star: Why Returns Shouldn't Lead Your Portfolio Strategy
Most investors with multi-layered wealth probably know their portfolio returns off the top of their heads. Far fewer can answer a more important …
Read more
Leaving the Workforce Early? 3 Things to Get Right Before You Go
For those with significant wealth, leaving the workforce early can easily become reality. But the biggest risks aren't always the ones you think …
Read more
The Estate Planning Opportunity Hiding in Plain Sight
Step-up in basis is one of the most valuable tools in estate planning. It's also one of the most passive, which is exactly why it so rarely gets the …
Read more
