Paul Culbertson
Financial Advisor
CFP®
Paul Culbertson is a CERTIFIED FINANCIAL PLANNER® professional in Allworth’s Houston, Texas, office. He earned his Bachelor of Arts degree in Economics from the University of Texas at Austin. Paul joined Allworth in 2020 and brings a deep passion for giving back—both in his personal life at his local church and at work by helping clients craft highly personalized charitable giving strategies. In his spare time, Paul enjoys traveling, cooking, and spending time with his wife and twin daughters at the family home in Houston.
Every client’s situation is unique, and meaningful financial planning goes far beyond just managing investments. I start by helping clients clarify what they want to achieve with the wealth they’ve worked so hard to build. Those goals become the framework of a plan that’s tailored to their lives and what they value most.
From there, we build a financial strategy that’s designed to evolve. Planning isn’t a one-time exercise—it’s an ongoing process that adapts to life’s changes, always with a sharp focus on tax efficiency and long-term outcomes.
My clients know I have their best interests at heart throughout our partnership. I take the time to understand what they value most and provide guidance that helps them move forward with confidence, even in uncertain times. Every client deserves—and receives—my very best.
I genuinely enjoy getting to know my clients on a personal level. It’s not just about finances. It’s about building relationships and becoming a trusted partner in their journey toward financial well-being. I listen closely as they share their goals, challenges, and life stories, and I offer advice with the same care and consideration I’d give to my own family.
I’m passionate about educating my clients about personal finance and empowering them with confidence—because I believe that the earlier one learns about money and the importance of planning, the better.
Latest Insights
The Wealth Preservation Trap: When Playing It Too Safe Can Cost You
Protecting what you've built is a reasonable instinct. But taken too far, it can introduce the very risks you were trying to avoid.
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The Year-End Planning Myth: Why Your Most Important Financial Decisions Don't Happen in December
December is a useful checkpoint. But the decisions that actually shape long-term wealth rarely wait until the fourth quarter to matter.
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Charitable Giving Is Easy. Tax-Efficient Charitable Planning Is Harder.
Donating is simple. Building a giving strategy that's integrated, tax-smart, and aligned with your family's values? That takes intention.
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