Articles

In order to save money on taxes, would you consider moving to a less expensive state? Lots of our clients do. But where might you go? When it comes to taxation in retirement, what 3 states grade out the best? While there are myriad things to...

A caller to our radio program, Money Matters, recently asked me a question about a common myth regarding debt that to this day still takes me by surprise. It got me to thinking: If she didn’t know the answer, maybe a lot of people still don’t know...

Are you going to take Social Security? Social Security is a big part of retirement for most Americans. But before you apply for it, you should ask yourself these three important questions. Remember, the answers could have a big impact on how much...

“Tell me and I forget, teach me and I may remember, involve me and I will learn.” — Ben Franklin Of all the topics I’ve written about over the years, this may be the most important. That’s because the subject matter has the awesome power to help you...

Thinking of downsizing your home? Many retirees and pre-retirees do. In 2015, 31% of all homes sold in America were purchased by Baby Boomers.[1] That means millions of people over the age of 52 are indeed relocating, with just over half of those...

Before heading out to the grocery store, do you make a list? I’m betting that you do. That’s because 70 percent of Americans make a list every time they go to the market.[1] Nothing too unusual about that. But what’s the motivation behind list...

There’s been a great deal of discussion over the past several months about financial advisors acting as fiduciaries, which is, simply, the practice of placing the interests of the client ahead of their own. What has been left out of this discussion...

Most of the retirees I work with report that they’ve never been happier. But are you as busy as you’d like to be? Retirement is a huge transition. In fact, even several years into retirement, a majority of the people that I meet with report that the...

Retirement: You’re either neck deep in it or you’re thinking about it. I’m thinking about it. What my life will be like when that day arrives. But in an increasingly expensive world, how do you avoid running out of money? By making good decisions,...

Are you going to leave a retirement account to your heirs? On average, a person who dies with their retirement account mostly intact leaves about $177,000 to his or her heirs.[1] And while that’s probably not enough to chuck it all and move to the...