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June 20, 2026 - Money Matters Podcast

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Scott Hanson and Pat McClain in studio during Money Matters Podcast Show
  • Introduction to Money Matters 0:00
  • AI Valuations: Is This 1999 All Over Again? 1:18
  • Managing Concentration Risk in Your Portfolio 11:40
  • Case Study: The $1.1M Roth Conversion Dilemma 15:20
  • The Annuity Trap: Avoiding High-Commission "Security" 27:35

Managing AI Risk, Roth Strategies, and the Annuity Trap

Is the current AI boom a repeat of 1999? In this episode of Money Matters, Scott and Pat dive into the "irrational exuberance" surrounding tech IPOs and the hidden dangers of concentration risk in a high-net-worth portfolio. Plus, they break down real-world case studies on tax efficiency and retirement income.

What You’ll Learn:


The AI "Froth" Factor: Why 97x revenue valuations for new IPOs are a warning sign for diversified investors and how to manage concentration risk in big tech.

The Roth Conversion Reality Check: A $1.1M case study on why "pre-paying" taxes through a Roth conversion isn't always the right move for your legacy.

The Annuity Trap: How to spot high-commission products that are often sold as "safety" but may actually hinder your retirement flexibility.

Self-Insuring Long-Term Care: Strategic planning for healthcare costs when you have the assets to skip traditional insurance.

Whether you are navigating market volatility or fine-tuning your estate plan, Scott and Pat provide the fiduciary perspective you need to protect your wealth.

Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com.

Download and rate our podcast here.

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