Articles

Have you recently reached a career milestone, or gotten a promotion? Or, have you already retired? After you accomplish something meaningful, there’s nothing better than allowing yourself a reward, or even an extended period of downtime. Some people...

A lot of you are exceptional savers. But as our long-term clients know, when it comes to retirement, you need to do more than just save. The very first thing you need to evaluate is what’s going on with your investment management. This is not...

Retired? Getting ready to retire? What’s the biggest issue you’ll face? Not only is the answer to the above question important, it’s been my experience that identifying it could save your life. I’m referring to loneliness. Doctors have spent decades...

Do you know what your net worth is? Many people don’t consider the importance of their net worth until they start thinking about retirement. But just as the consumer price index (CPI), the gross domestic product (GDP), and the unemployment numbers...

One of our longest-tenured advisors came to me to discuss the number of people who come in for their first appointments who are already working with another advisory firm. We encourage these (fact finding) appointments because, when it comes to your...

Why Creativity is Good for Your Retirement Life Good for your health, good for your finances. Many people sacrifice and save for the future (and they should be commended), but then they retire and ask me: “What now?” Whether you’re a planner, or...

It might be the biggest one. Once you retire, your out-of-pocket medical bills could eat up more of your retirement budget than anything outside of housing (and they might even be more).[1] One of the most difficult things I have to do is to explain...

The “How long will my money last?” question is a common one that doesn’t have a simple answer. It’s pretty typical to think, “I have, say, $1 million saved, and since I generally spend X number of dollars a month (or year), my money will last “this”...

Right up front, I want to make it clear that I’m not an accountant. No one except an expert in tax law should have the final say about your tax planning. That said, likely not a week goes by that an advisor at Allworth Financial doesn’t meet with a...

Your retirement income has to come from someplace, right? An informal poll of our advisors revealed that a lot of clients aren’t entirely comfortable with the inner workings of common retirement vehicles like IRAs, 401(k)s, or pensions. It’s my...