Investing (3) Articles

Are you over 50? If so, how much risk do you have in your portfolio? This is, of course, a key question for anyone nearing (or in) retirement. But while it’s important, answering that question isn’t easy. Some financial professionals may prescribe...

It’s no simple task to accurately calculate your retirement income needs all on your own. Sure, there are people who endorse something called the 4% Rule. But that one-size-fits-all approach neglects a lot of important variables, making it, at best,...

Q: You often hear that you should rebalance your portfolio. I’m 56 and recently inherited a substantial sum of money, but I’ve never invested before. This has to pay for my retirement! Will you please explain to me what rebalancing is, why it’s...

Are you chasing dividends? I recently reviewed the investment allocation of someone whose broker had passed away. Almost all of the stocks she owned were in older, “name-brand” companies that paid a dividend. At first glance, these were household...

When you hear the word “independent,” what comes to mind? It’s an important question for investors and people nearing retirement. That’s because, if you’ve yet to select an advisor, you’re: Looking for someone you can trust Going to want to work...

Positive Outcomes from the DOL to You Consider the word “fiduciary.” In April of 2016, the term “fiduciary advisor” finally gained some much-needed traction within the public’s consciousness when the Department of Labor (DOL) introduced its...

As a plan sponsor, you are no stranger to the annual retirement plan review. And believe it or not, it is that time of year again! Although you may meet quarterly or semi-annually with your advisor, a yearly plan assessment is an opportunity to...

Question: What non-stock options are available for a 72-year-old man? I’m retired and sitting on a pretty good amount of funds. I’m looking for investments that are semi-liquid and semi-safe. —Ben Answer: Ben, Without doing a full risk assessment...

As an investor, if you’re feeling calm about this long bull market, don’t let the lack of volatility lull you to sleep. The risks of a pullback are still there. Do you actually know how your portfolio would react in another downturn? When was the...

“What goes up must come down.” –Isaac Newton The adage applies to more than just gravity. Most people assume a downturn in the market is inevitable. But is trying to time the market a good idea? Resoundingly, experts agree, No. There is a vast...